Warehouse Avenue,
Building 82
Camp Shelby, MS 39407

Office Hours
Monday - Friday
9:00 A.M. to 4:00 P.M.

Drive Thru Hours
8:00 A.M. to 4:00 P.M.

Rates and Fees

Loan Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: January 20, 2017
Loan Rates
NEW AUTOMOBILE LOANS
YEAR MODEL NEWTERMRATELIMITED TO SALE PRICE
2018/2017/201648 MTHS2.49% APR - 18.00% APRNO LIMIT
60 MTHS2.49% APR - 18.00% APRNO LIMIT
66 MTHS2.49% APR - 18.00% APRNO LIMIT
72 MTHS2.99% APR - 18.00% APRNO LIMIT
84 MTHS3.49% APR - 18.00% APR $30,000 OR MORE
***NOTE: NEW VEHICLE QUALIFICATIONS: Models with 10,000 or less miles
** We will match any competitors rate on any loan we offer (certain restrictions apply).
USED AUTOMOBILE LOANS
USED-10,000 MILES
WILL FINANCE 100% NOT TO EXCEED SUGGESTED RETAIL
2017/201648 Months 3.99% APR - 18.00% APR NO LIMIT
60 Months 3.99% APR - 18.00% APRNO LIMIT
72 Months4.99% APR - 18.00% APRNO LIMIT
USED-OVER 10,000 MILES
WILL FINANCE NADA TRADE IN VALUE ONLY
2017/201648 Months 3.99% APR - 18.00% APRNO LIMIT
60 Months 3.99% APR - 18.00% APRNO LIMIT
 
201548 Months 3.99% APR - 18.00% APRNO LIMIT
60 Months 3.99% APR - 18.00% APRNO LIMIT
 
201448 Months 3.99% APR - 18.00% APRNO LIMIT
60 Months 3.99% APR - 18.00% APRNO LIMIT
 
201348 Months 3.99% APR - 18.00% APRNO LIMIT
60 Months 3.99% APR - 18.00% APRNO LIMIT
 
2012 48 Months 3.99% APR - 18.00% APRNO LIMIT
 
201148 Months 3.99% APR - 18.00% APRNO LIMIT
2010-199848 Months 3.99% APR - 18.00% APRNO LIMIT
NEW or USED Tractor Equipment
36 Months8.50% APR - 18.00% APR$5,000
NEW LAWN and GARDEN OR TRACTOR - LOAN LIMIT $30,000 PER LOANS
36 Months 3.99% APR - 18.00% APR Up to $7,500
60 Months 3.99% APR - 18.00% APR $7,501.00 and Over
USED TRACTOR - LOAN LIMIT $24,000-75% FAIR MARKET VALUE
36 Months 6.50%
48-60 MTHS 6.50%
UTILITY TRAILER - WILL FINANCE 75% FAIR MARKET VALUE
NEW 60 Months 5.99% APR - 18.00% APR
USED 36 Months9.00% APR - 18.00% APR
NEW TRAVEL TRAILER, CAMPERS, AND MOTOR HOMES
Up to 60 Months5.50% APR - 18.00% APR
120 MonthsMinimum $35,000 6.50% APR - 18.00% APR
*Certain restictions apply - credit score
USED TRAVEL TRAILER, CAMPERS MOTOR HOMES
Up to 60 Months6.50% APR - 18.00% APR
84 MonthsMinimum $30,000 7.50% APR - 18.00% APR
*Certain restictions apply - credit score
BOATING
NEW Up to 60 MTHS5.50% APR - 18.00% APR
120 MTHS Minimum $35,00 6.50% APR - 18.00% APR NO LIMIT
*Certain restictions apply - credit score
USED BOATING 90% OF USED RETAIL VALUE
USED BOATING
New Golf Carts
48 Months4.49% APR - 18.00% APR$8,000
New ATV/UTV
60 Months2.99% APR - 18.00% APR
Used ATV/UTV
48 Months7.99% APR - 18.00% APR90% OF USED RETAIL VALUE
NEW HOUSEHOLD FURNISHINGS LOANS-LOAN LIMIT $7,500.00:
NEW 24 Months9% APR - 18.00% APR
MOTORCYCLE
2018/2017 Models48 MTHS 4.99% APR - 18.00% APR
2018/2017 Models 60 MTHS4.99% APR - 18.00% APR
USED 36 MTHS7.99% APR - 18.00% APR10 yr old models or newer
90% AVR RTL48 MTHS7.99% APR - 18.00% APR10 yr old models or newer
SHARE SECURED LOANS:
2.50%
UNSECURED/SIGNATURE LOANS:
36 MTHS 8.50% APR - 18.00% APR *NOTE-$7,500.00 MAXIMUM, $500 MINIMUM LOAN AMOUNT
QUALIFICATIONS: UP TO 1 YEAR MEMBERSHIP: $1,000
1YEAR- 3 YEARS: $2,500.00
3 YEARS: $7,500.00
CD SECURED LOANS:
2% Above Interest Rate that you earn on your CSFCU CD.
Personal Reserve Account (PRA):
As low as 6.75%, Line of Credit with a maxium amount of $7,500 unsecured. One per household only. Can be tied to your Camp Shelby FCU checking account for overdraft protection. Line of credit amounts are subject to credit approval.
All loans can be applied for online. All loans are subject to approval. Some restrictions may apply. Rates are subject to change without notice. Rates are accurate as of the effective date above.
THIRD PARTY SITE DISCLAIMER - You are leaving Camp Shelby FCU's website. You are linking to an alternate website not operated by Camp Shelby FCU, and Camp Shelby FCU is not responsible for the content of the alternate website. The fact that there is a link from Camp Shelby FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. Camp Shelby FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Camp Shelby FCU, and you should review the alternate website's policies. Click OK to confirm that you want to open this page

Continue Cancel