Apply For a Loan Online

Warehouse Avenue,
Building 82
Camp Shelby, MS 39407

Office Hours
Monday - Friday
9:00 A.M. to 4:00 P.M.

Drive Thru Hours
8:00 A.M. to 4:00 P.M.

Rates and Fees

Loan Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: January 2019
Fee Schedule
Minimum Opening Deposit$100.00
No Mimimum balance requirednone
Service Chargefree
Unlimited Check Writing-Your checks are stored in safekeeping. If needed, copies are available for a small fee.
Wire transfer fee (incoming)$15.00
Wire transfer fee (outgoing)$15.00
Account reconciliation fee$10.00 per hour
Account research fee$10.00 per hour
Statement copy fee$5.00 per copy
Account activity printout$2.00 per printout
Deposit item return fee$7.00 per item
Legal process fee (garnishments, tax levies, summons)$27.00
Inactive/dormant account fee*$10.00 per month
*(charged after 1 year with no activity and account balance is less than $25.00
Early Close Out Fee Account closed within 90 days of opening$25.00
Telephone transfer (by staff member, not audio response or ATM)$4.00 per transfer
Automatic overdraft transfer fee$2.00 per transfer
Photocopy fee$1.00 per copy
Fax fee$1.00 per page
Overdraft fee$27.00 Per item
NSF Fee$27.00 Per item
Returned Item Fee$27.00 Per item
Stop Payment Fee$27.00 Per request
Returned Statement Fee$5.00 per statement returned
**Check Printing FeePrices may vary depending upon style
**Share Draft Printing FeePrices may vary depending upon style
Deposit Verification15.00 each
Loan Application Fee$20.00
Merchant check available funds on-us-checks$15.00
Card Replacement fee$7.00
PIN reissue fee$7.00
ACH Overdraft fee$27.00
Debit Card Overdraft Fee$27.00
Minimum Opening Deposit$25.00
Minimum Withdrawal$25.00
Excess Withdrawal Fee (over 4 per Month)$5.00 each
Stop Payment Fee$27.00 Per Request
Inactive/dormant account fee*$10.00 per month
Telephone transfer (by staff member, not audio response or ATM)$4.00 per transfer
Return Statement Fee$5.00 per statement returned$5.00 per statement returned
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