Rates and Fees
Loan Rates Savings Rates Certificate Rates Fee Schedule
Effective as of: SEPTEMBER 28, 2018
LOAN RATES | |||||
NEW AUTOMOBILE LOANS | |||||
YEAR MODEL NEW | TERM | RATE | LIMITED TO SALE PRICE | ||
2019/2018/2017 | 48 MTHS | 3.25% APR - 18.00% APR | NO LIMIT | ||
60 MTHS | 3.25% APR - 18.00% APR | NO LIMIT | |||
66 MTHS | 3.25% APR - 18.00% APR | NO LIMIT | |||
72 MTHS | 3.75% APR - 18.00% APR | NO LIMIT | |||
84 MTHS | 4.25% APR - 18.00% APR | $30,000 OR MORE | |||
***NOTE: NEW VEHICLE QUALIFICATIONS: Models with 10,000 or less miles | |||||
** We will match any competitors rate on any loan we offer (certain restrictions apply). | |||||
USED AUTOMOBILE LOANS- 10,001 TO 20,000 MILES | |||||
2018/2017 ONLY | up to 60 Months | 4.75% APR - 18.00% APR | NO LIMIT | ||
72 Months | 5.75% APR - 18.00% APR | NO LIMIT | |||
USED AUTOMOBILE LOANS -OVER 20,000 MILES | |||||
2018-2014 Models | up to 60 Months | 4.75% APR - 18.00% APR | NO LIMIT | ||
2013-1999 Models | 48 Months | 4.75% APR - 18.00% APR | NO LIMIT | ||
NEW OR USED TRACTOR EQUIPMENT | |||||
36 Months | 9.25% APR - 18.00% APR | UP TO $5,000 | |||
NEW LAWN AND GARDEN OR TRACTOR | |||||
36 Months | 4.25% APR - 18.00% APR | Up to $7,500 | |||
60 Months | 4.25% APR - 18.00% APR | $7,501.00 TO $30,000 | |||
USED TRACTOR | |||||
up to 60 Months | 6.75% APR - 18.00% APR | ||||
UTILITY TRAILER | |||||
NEW | 60 Months | 6.25% APR - 18.00% APR | |||
USED | 36 Months | 9.25% APR - 18.00% APR | |||
NEW TRAVEL TRAILER, CAMPERS, AND MOTOR HOMES | |||||
Up to 60 Months | 5.75% APR - 18.00% APR | ||||
*120 Months | 6.75% APR | $35,000 | |||
USED TRAVEL TRAILER, CAMPERS MOTOR HOMES | |||||
Up to 60 Months | 6.75% APR - 18.00% APR | ||||
*84 Months | 7.75% APR - 18.00% APR | $30,000 | |||
*Certain restictions apply | |||||
NEW BOATING | |||||
60 MTHS | 5.75% APR-18.00% APR | ||||
120 MTHS | 6.75% APR | $35,000 | |||
USED BOATING | |||||
48 MTHS | 7.75 APR-18.00% APR | ||||
2 YR OLD MODELS ONLY | 84 MTHS | 6.00% APR - 18.00% APR | $35,000 | ||
HOUSEHOLD FURNISHINGS | |||||
24 MTHS | 9.25% APR-18.00% APR | UP TO $7,500 | |||
NEW MOTORCYCLES | |||||
60 MTHS | 5.25% APR-18.00% APR | ||||
USED MOTORCYCLES | |||||
48 MTHS | 8.25% APR-18.00% APR | ||||
NEW ATV/UTV | |||||
2018 MODELS ONLY | 60 MTHS | 3.25% APR-18.00% APR | |||
USED ATV/UTV | |||||
UP TO 10 YR OLD MODELS | 48 MTHS | 8.25% APR- 18.00% APR | |||
SHARE SECURED | |||||
UNLIMITED | 2.75% | ||||
*PRA (PERSONAL RESERVE ACCOUNT) UP TO $7,500 | |||||
7.50% APR - 18.00% APR | |||||
*Certain Restrictions Apply | |||||
*SIGNATURE LOANS UP TO $7,500 | |||||
36 MTHS | 9.25% APR - 18.00% APR | ||||
*Certain Restrictions Apply | |||||
NEW GOLF CARTS | |||||
48 MTHS | 5.25% APR - 18.00% APR | ||||
*CREDIT BUILDER UP TO $1,000 | |||||
12 MTHS | 18.00% | ||||
*Certain Restrictions Apply | |||||
CD SECURED | |||||
2% ABOVE CD RATE | |||||