Rates and Fees
Loan Rates Savings Rates Certificate Rates Fee Schedule
Effective as of: January 2018
| Loan Rates | |||||
| NEW AUTOMOBILE LOANS | |||||
| YEAR MODEL NEW | TERM | RATE | LIMITED TO SALE PRICE | ||
| 2019/2018/2017 | 48 MTHS | 2.49% APR - 18.00% APR | NO LIMIT | ||
| 60 MTHS | 2.49% APR - 18.00% APR | NO LIMIT | |||
| 66 MTHS | 2.49% APR - 18.00% APR | NO LIMIT | |||
| 72 MTHS | 2.99% APR - 18.00% APR | NO LIMIT | |||
| 84 MTHS | 3.49% APR - 18.00% APR | $30,000 OR MORE | |||
| ***NOTE: NEW VEHICLE QUALIFICATIONS: Models with 10,000 or less miles | |||||
| ** We will match any competitors rate on any loan we offer (certain restrictions apply). | |||||
| USED AUTOMOBILE LOANS | |||||
| USED-10,000 MILES | |||||
| WILL FINANCE 100% NOT TO EXCEED SUGGESTED RETAIL | |||||
| 2018/2017 | 48 Months | 3.99% APR - 18.00% APR | NO LIMIT | ||
| 60 Months | 3.99% APR - 18.00% APR | NO LIMIT | |||
| 72 Months | 4.99% APR - 18.00% APR | NO LIMIT | |||
| USED-OVER 10,000 MILES | |||||
| WILL FINANCE NADA TRADE IN VALUE ONLY | |||||
| 2018/2017 | 48 Months | 3.99% APR - 18.00% APR | NO LIMIT | ||
| 60 Months | 3.99% APR - 18.00% APR | NO LIMIT | |||
| 2016 | 48 Months | 3.99% APR - 18.00% APR | NO LIMIT | ||
| 60 Months | 3.99% APR - 18.00% APR | NO LIMIT | |||
| 2015 | 48 Months | 3.99% APR - 18.00% APR | NO LIMIT | ||
| 60 Months | 3.99% APR - 18.00% APR | NO LIMIT | |||
| 2014 | 48 Months | 3.99% APR - 18.00% APR | NO LIMIT | ||
| 60 Months | 3.99% APR - 18.00% APR | NO LIMIT | |||
| 2013 | 48 Months | 3.99% APR - 18.00% APR | NO LIMIT | ||
| 2012 | 48 Months | 3.99% APR - 18.00% APR | NO LIMIT | ||
| 2011-1999 | 48 Months | 3.99% APR - 18.00% APR | NO LIMIT | ||
| NEW or USED Tractor Equipment | |||||
| 36 Months | 8.50% APR - 18.00% APR | $5,000 | |||
| NEW LAWN and GARDEN OR TRACTOR - LOAN LIMIT $30,000 PER LOANS | |||||
| 36 Months | 3.99% APR - 18.00% APR | Up to $7,500 | |||
| 60 Months | 3.99% APR - 18.00% APR | $7,501.00 and Over | |||
| USED TRACTOR - LOAN LIMIT $24,000-75% FAIR MARKET VALUE | |||||
| 36 Months | 6.50% | ||||
| 48-60 MTHS | 6.50% | ||||
| UTILITY TRAILER - WILL FINANCE 75% FAIR MARKET VALUE | |||||
| NEW | 60 Months | 5.99% APR - 18.00% APR | |||
| USED | 36 Months | 9.00% APR - 18.00% APR | |||
| NEW TRAVEL TRAILER, CAMPERS, AND MOTOR HOMES | |||||
| Up to 60 Months | 5.50% APR - 18.00% APR | ||||
| 120 Months | Minimum $35,000 6.50% APR - 18.00% APR | ||||
| *Certain restictions apply - credit score | |||||
| USED TRAVEL TRAILER, CAMPERS MOTOR HOMES | |||||
| Up to 60 Months | 6.50% APR - 18.00% APR | ||||
| 84 Months | Minimum $30,000 7.50% APR - 18.00% APR | ||||
| *Certain restictions apply - credit score | |||||
| BOATING | |||||
| NEW | Up to 60 MTHS | 5.50% APR - 18.00% APR | |||
| 120 MTHS | Minimum $35,00 6.50% APR - 18.00% APR | NO LIMIT | |||
| *Certain restictions apply - credit score | |||||
| USED BOATING | 90% OF USED RETAIL VALUE | ||||
| USED BOATING | |||||
| New Golf Carts | |||||
| 48 Months | 4.49% APR - 18.00% APR | $8,000 | |||
| New ATV/UTV | |||||
| 60 Months | 2.99% APR - 18.00% APR | ||||
| Used ATV/UTV | |||||
| 48 Months | 7.99% APR - 18.00% APR | 90% OF USED RETAIL VALUE | |||
| NEW HOUSEHOLD FURNISHINGS LOANS-LOAN LIMIT $7,500.00: | |||||
| NEW | 24 Months | 9% APR - 18.00% APR | |||
| MOTORCYCLE | |||||
| 2019/2018 Models | 48 MTHS | 4.99% APR - 18.00% APR | |||
| 2019/2018 Models | 60 MTHS | 4.99% APR - 18.00% APR | |||
| USED | 36 MTHS | 7.99% APR - 18.00% APR | 10 yr old models or newer | ||
| 90% AVR RTL | 48 MTHS | 7.99% APR - 18.00% APR | 10 yr old models or newer | ||
| SHARE SECURED LOANS: | |||||
| 2.50% | |||||
| UNSECURED/SIGNATURE LOANS: | |||||
| 36 MTHS 8.50% APR - 18.00% APR *NOTE-$7,500.00 MAXIMUM, $500 MINIMUM LOAN AMOUNT | |||||
| QUALIFICATIONS: UP TO 1 YEAR MEMBERSHIP: $1,000 | |||||
| 1YEAR- 3 YEARS: $2,500.00 | |||||
| 3 YEARS: $7,500.00 | |||||
| CD SECURED LOANS: | |||||
| 2% Above Interest Rate that you earn on your CSFCU CD. | |||||
| Personal Reserve Account (PRA): | |||||
| As low as 6.75%, Line of Credit with a maxium amount of $7,500 unsecured. One per household only. Can be tied to your Camp Shelby FCU checking account for overdraft protection. Line of credit amounts are subject to credit approval. | |||||
| All loans can be applied for online. All loans are subject to approval. Some restrictions may apply. Rates are subject to change without notice. Rates are accurate as of the effective date above. | |||||
Your savings are federally Insured to at least $250,000 and backed